(Information obtained from Preparing Adolescents for Young Adulthood (PAYA), Handbook for Skill Development, Massachusetts Department of Social Services – click here to visit website)

To shop wisely and make your money last, keep the following in mind:

• Replace things only when they wear out.
• Check several stores to compare prices.
• Check newspapers and flyers for sales.
• Examine quality, quantity, and durability.
• Decide what you will buy and buy only that item.
• Save money, rather than borrow, to buy a costly item.
• Try to buy things while they are on sale.
• Read all labels and tags carefully.
• Never buy clothing without trying on each item. Sizes may vary.
• Compare warranties.
• Always read the fine print.
• Evaluate any obligations.
• Always save sales slips, receipts, and warranties.
• Before you buy, you should ask yourself these questions:
  • Am I certain the merchandise is exactly what I want?
  • Will the store give a refund? Remember, some stores (such as factory outlets) have a policy that all sales are final.
  • Do I need the sales receipt and/or price tag to get an exchange or refund?
  • Is this a "Final Sale" item?
  • Does the item have a written warranty?
  • Before signing a contract: Do I fully understand it? Will I have a copy to keep? (If you sign ANYTHING, ALWAYS get a copy!)