Arizona Residents can get a free copy of their reports.
A new amendment to the Fair Credit Reporting Act went into effect on December 1, 2004 that allows residents of the State of Arizona to obtain one free credit report every 12 months. Below is information concerning how to obtain your free report. Regularly checking your credit report is a good way to discover identity theft.
You can order your free annual credit report online at www.annualcreditreport.com (for security purposes, you will have to hand type this address), by calling 877-322-8228, or by completing the Annual Credit Report Request Form and mailing it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. When you order, you need to provide your name, address, Social Security number, and date of birth. To verify your identity, you may need to provide some information that only you would know, like the amount of your monthly mortgage payment.